Recover more without losing the relationship

Understand why an account is past due, reach customers with the right context, surface approved resolution options, and take permitted actions across every channel.

Telecommunications
Collections Live
Customer

“I know the account is past due. My bill changed after travel and I need to understand what I actually owe before I can pay it.”

ALi is resolving this account
  • Past-due amount confirmed
  • Roaming charges explained
  • Disputed charges separated from confirmed balance
  • Approved resolution path presented
ALi

“Your confirmed balance is separate from the roaming charge we’re still reviewing. Here are the payment options available on the confirmed amount.”

Resolution path confirmed
Financial Services
Collections Live
Customer

“My payment is overdue. I can make a payment, but I can’t cover the full amount today.”

ALi is resolving this account
  • Amount due confirmed
  • Payment intent understood
  • Eligible servicing options checked
  • Permitted next step completed
ALi

“I’ve confirmed what you’re eligible for today. Let’s take the approved next step on the amount you can pay now.”

Next payment path confirmed

Move past-due accounts toward resolution

ALi recognizes the account, understands what is preventing payment, and surfaces the best approved resolution path for the customer’s actual situation.

Explore by industry
Collections Resolution Past due
What is preventing payment
    Resolution path
      Final state

      Put the best next collections move in every agent’s hands

      ALi Assist works alongside your team in real time, surfacing account context, payment signals, and the best approved next move while the human stays in control.

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      Collections Human agent
      Customer

      Type a reply…
      Send
      ALi Assist
      Account context
        Payment / delinquency signals
          Recommended move

          Approved options
            Policy / guardrail

            Confirm eligibility before presenting any arrangement, waiver, or servicing outcome. No payment action without required authorization.

            Know what is driving delinquency and resolution

            Collections Intelligence analyzes conversations to reveal what is driving delinquency and what creates resolution, and what collections should act on.

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            What customers are saying
            What ALi understands
            What collections should act on

            Coach every collections conversation at scale

            AI Quality Assurance evaluates collections conversations at scale, giving teams consistent visibility into account handling, policy adherence, and what to coach next.

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            Customer
            Agent
            Coaching opportunity

            One customer. One resolution journey. Every channel

            Chat, Messaging, Voice, and Email share the same account context, payment signals, and resolution state so the journey continues no matter where the conversation happens.

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            Account context
              Status
              Chat

              Messaging

              Voice

              Account context carries across channels, AI agents, and human handoffs.

              Run collections from one control layer

              Augmented Labs governs contact rules, consent and authorization, channel eligibility, payment and arrangement options, and dispute / hardship routing from one operating layer, with visibility and oversight through Console.

              Overview
              Contact rules
              Payment options
              Channels
              Governance
              Collections — Live Monitored
              Contact & consent
              Contact rulesActive
              Consent / authorizationActive
              Contact windowsActive
              Segments / account queuesActive
              Channels
              VoiceActive
              ChatActive
              MessagingActive
              EmailActive
              Resolution routing
              Payment / arrangement optionsActive
              Dispute routingActive
              Hardship routingActive
              Human handoffEnabled
              Governance
              QA evaluationActive
              Policy governanceActive
              OptimizationActive

              Measure what matters in collections

              Measure each deployment against the resolution and recovery outcomes that determine whether the relationship survives collections.

              Primary collections outcomes

              Resolution rate

              The share of past-due accounts reaching an approved resolution.

              Recovery rate

              The share of past-due balances recovered.

              Promise-to-pay kept rate

              How often a scheduled payment is honored.

              Time to resolution

              How quickly a past-due account reaches a resolved state.

              Operating performance

              Contact-to-resolution rate

              How often a contact moves the account toward resolution.

              Arrangement adherence

              How consistently approved arrangements are honored.

              Cost per resolved account

              The operating cost of resolving a past-due account.

              Quality / compliance

              How consistently conversations meet quality and policy standards.

              Turn more past-due accounts into resolved outcomes

              See how Augmented Labs can understand collection friction, guide approved resolution actions, assist your teams, and continuously improve recovery performance.

              Get a demo